ScorecardRegional Banks (who's right about regional banks) › USB

USB analyst scorecard · U.S. Bancorp

63 rating changes on USB in the last 12 months. 52% of bullish calls were right at 30 days; 40% of bearish ones. Street grade C on 47 scored calls. Consensus target $70, 12% above the last close.

Graded through 2026-09-14 · last close $62.62 (2026-09-14). Rebuilt every morning.

Street grade
C 51.1%
Rating changes, 12 mo
63
Bullish calls right at 30d
52.4% of 42
Bearish calls right at 30d
40.0% of 5
Consensus target
$70 +12.3%
Firms covering
21
Price targets hit (90d)
41.5% of 41

Holds on USB, read: 2 cut to or raised to Hold (graded as the change) · 5 Holds whose target leaned 10%+ one way (graded that way, 40.0% right) · 15 true Holds, not graded.

The chase: the 4 upgrades on USB landed after an average +7.8% run in the prior 30 days, and the stock averaged -4.5% in the 90 days after.

Firm by firm

FirmCallsScoredRightAccuracyGradeAvg 30dAvg 90dLatestDateTarget
RBC Capital 654 80.0% A +2.5% +7.0% Outperform2026-08-24 $68
Oppenheimer 885 62.5% B +3.4% +14.2% Outperform2026-07-17 $77
Truist Securities 863 50.0% C -1.5% +5.3% Buy2026-07-17 $69
DA Davidson 442 50.0% C +0.5% +11.0% Buy2026-07-17 $74
JPMorgan 652 40.0% D -2.5% +6.0% Neutral2026-07-29 $69
Jefferies 211 +5.3% +16.5% Buy2026-07-06 $75
Morgan Stanley 211 +5.7% +17.8% Equal-Weight2026-06-29 $67
Wells Fargo 332 +1.5% +18.1% Overweight2026-07-17 $69
Barclays 332 +1.2% +4.4% Overweight2026-07-17 $75
TD Cowen 332 +5.2% +5.3% Buy2026-01-21 $66
Evercore ISI Group 630 -1.7% +10.0% Outperform2026-07-20 $72
Keefe, Bruyette & Woods 300 +3.2% -0.8% Market Perform2026-07-17 $66
UBS 200 +0.0% +16.8% Neutral2026-07-07 $66
Citigroup 220 -3.5% +12.5% Buy2025-10-17 $70
Stephens & Co. 100 +2.7% Equal-Weight2026-07-17 $67
Baird 100 +2.7% Neutral2026-07-17 $68
Argus Research 110 -0.7% +0.8% Buy2026-01-22 $63
Wolfe Research 110 +10.6% -2.1% Peer Perform2026-01-07
Bank of America 110 -0.5% +18.1% Buy2025-10-17 $55

Dimmed rows have fewer than 4 scored calls on USB — too few to grade.

Every call, last 12 months

DateFirmChangeActionGraded asPrice at callRun before+30d+60d+90dTarget · 90d checkHit
2026-08-24 RBC Capital Outperform → Outperform reiterated Bullish $62.42 -2.4% $68 pending
2026-07-29 JPMorgan Neutral → Neutral maintained True hold · target +9% $62.82 +2.5% -0.6% $69 not graded
2026-07-20 Evercore ISI Group In-Line → Outperform upgrade Bullish $63.14 +8.6% -0.5% $72
2026-07-20 JPMorgan Underweight → Neutral upgrade Bullish · raised to Neutral $63.14 +8.6% -0.5% $68
2026-07-17 Oppenheimer Outperform → Outperform maintained Bullish $63.14 +9.0% +2.7% $77
2026-07-17 Stephens & Co. Equal-Weight → Equal-Weight maintained True hold · target +6% $63.14 +9.0% +2.7% $67 not graded
2026-07-17 Keefe, Bruyette & Woods Market Perform → Market Perform maintained True hold · target +4% $63.14 +9.0% +2.7% $66 not graded
2026-07-17 Wells Fargo Overweight → Overweight maintained Bullish $63.14 +9.0% +2.7% $69
2026-07-17 DA Davidson Buy → Buy maintained Bullish $63.14 +9.0% +2.7% $74
2026-07-17 Truist Securities Buy → Buy maintained Bullish $63.14 +9.0% +2.7% $69
2026-07-17 RBC Capital Outperform → Outperform maintained Bullish $63.14 +9.0% +2.7% $68
2026-07-17 Barclays Overweight → Overweight maintained Bullish $63.14 +9.0% +2.7% $75
2026-07-17 Baird Neutral → Neutral maintained True hold · target +7% $63.14 +9.0% +2.7% $68 not graded
2026-07-07 UBS Neutral → Neutral maintained True hold · target +4% $62.89 +12.9% +1.5% -0.6% $66 not graded
2026-07-06 Evercore ISI Group In-Line → In-Line maintained True hold · target +3% $62.83 +12.8% +2.2% +0.9% $65 not graded
2026-07-06 JPMorgan Underweight → Underweight maintained Bearish $62.83 +12.8% +2.2% +0.9% $65
2026-07-06 Wells Fargo Overweight → Overweight maintained Bullish $62.83 +12.8% +2.2% +0.9% $66
2026-07-06 Jefferies Hold → Buy upgrade Bullish $62.83 +12.8% +2.2% +0.9% $75
2026-06-30 Oppenheimer Outperform → Outperform maintained Bullish $60.40 +10.1% +4.1% +1.9% $73
2026-06-29 Morgan Stanley Equal-Weight → Equal-Weight maintained True hold · target +9% $61.28 +11.7% +2.5% +1.9% $67 not graded
2026-06-26 Truist Securities Buy → Buy maintained Bullish $60.91 +11.4% +4.2% +2.5% $66
2026-04-30 JPMorgan Underweight → Underweight maintained Bearish $56.66 +8.9% -5.5% +8.2% +10.9% $58 missed
2026-04-29 Oppenheimer Outperform → Outperform maintained Bullish $56.17 +10.4% -2.4% +9.1% +14.7% $74 missed
2026-04-29 Evercore ISI Group In-Line → In-Line maintained True hold · target +6% $56.17 +10.4% -2.4% +9.1% +14.7% $60 hit not graded
2026-04-17 Oppenheimer Outperform → Outperform maintained Bullish $56.93 +10.9% -6.1% +3.4% +12.4% $73 missed
2026-04-17 Barclays Overweight → Overweight maintained Bullish $56.93 +10.9% -6.1% +3.4% +12.4% $67 hit
2026-04-17 RBC Capital Outperform → Outperform maintained Bullish $56.93 +10.9% -6.1% +3.4% +12.4% $61 hit
2026-04-17 DA Davidson Buy → Buy maintained Bullish $56.93 +10.9% -6.1% +3.4% +12.4% $65 hit
2026-04-17 Truist Securities Buy → Buy maintained Bullish $56.93 +10.9% -6.1% +3.4% +12.4% $62 hit
2026-04-07 JPMorgan Underweight → Underweight maintained Bearish $53.70 +2.5% +3.0% +3.1% +17.0% $58 hit
2026-04-06 Evercore ISI Group In-Line → In-Line maintained True hold · target +8% $53.44 +2.0% +5.1% +4.2% +17.6% $58 hit not graded
2026-03-31 Morgan Stanley Equal-Weight → Equal-Weight maintained Leans bullish · Equal-Weight, target +25% $52.01 -4.8% +8.9% +3.0% +17.8% $65 close
2026-03-27 Oppenheimer Outperform → Outperform maintained Bullish $50.85 -9.3% +10.1% +8.6% +20.4% $71 close
2026-03-26 Jefferies Hold initiated True hold · target +6% $51.59 -6.2% +8.5% +7.0% +16.5% $55 hit not graded
2026-03-26 RBC Capital Outperform → Outperform maintained Bullish $51.59 -6.2% +8.5% +7.0% +16.5% $59 hit
2026-02-26 Truist Securities Hold → Buy upgrade Bullish $57.26 +1.3% -11.1% -2.2% -4.5% $66 missed
2026-02-09 JPMorgan Underweight → Underweight maintained Bearish $60.35 +9.3% -13.4% -7.8% -9.7% $62 missed
2026-02-05 Evercore ISI Group In-Line → In-Line maintained Leans bullish · In-Line, target +10% $59.11 +5.4% -11.8% -9.6% -5.0% $65 missed
2026-01-22 Argus Research Buy → Buy maintained Bullish $56.18 +3.1% -0.7% -8.3% +0.8% $63 missed
2026-01-21 TD Cowen Buy → Buy maintained Bullish $55.47 +1.1% +5.8% -7.1% +2.5% $66 missed
2026-01-21 Oppenheimer Outperform → Outperform maintained Bullish $55.47 +1.1% +5.8% -7.1% +2.5% $77 missed
2026-01-21 Keefe, Bruyette & Woods Market Perform → Market Perform maintained True hold · target +6% $55.47 +1.1% +5.8% -7.1% +2.5% $59 hit not graded
2026-01-21 Truist Securities Hold → Hold maintained Leans bullish · Hold, target +10% $55.47 +1.1% +5.8% -7.1% +2.5% $61 missed
2026-01-21 DA Davidson Buy → Buy maintained Bullish $55.47 +1.1% +5.8% -7.1% +2.5% $65 missed
2026-01-21 RBC Capital Outperform → Outperform maintained Bullish $55.47 +1.1% +5.8% -7.1% +2.5% $59 hit
2026-01-07 TD Cowen Buy → Buy maintained Bullish $54.87 +6.7% +10.6% -5.0% -2.1% $65 missed
2026-01-07 Wolfe Research Outperform → Peer Perform downgrade Bearish · cut to Peer Perform $54.87 +6.7% +10.6% -5.0% -2.1%
2026-01-05 Barclays Overweight → Overweight maintained Bullish $55.49 +8.2% +7.1% -5.6% -3.7% $65 missed
2025-12-18 Truist Securities Hold → Hold maintained True hold · target +7% $53.87 +17.3% +0.9% +8.0% -4.7% $58 missed not graded
2025-12-17 Keefe, Bruyette & Woods Market Perform → Market Perform maintained True hold · target +7% $53.74 +18.2% +1.2% +8.2% -4.0% $58 missed not graded
2025-12-12 RBC Capital Outperform → Outperform maintained Bullish $53.42 +11.6% +1.8% +13.3% -3.6% $57 missed
2025-11-19 Oppenheimer Outperform → Outperform maintained Bullish $46.80 -0.6% +15.7% +16.2% +24.3% $64 close
2025-10-20 TD Cowen Buy → Buy maintained Bullish $47.10 -6.6% -0.6% +15.0% +15.5% $60 close
2025-10-17 DA Davidson Buy → Buy maintained Bullish $45.69 -7.9% -0.5% +17.0% +18.1% $59 close
2025-10-17 Citigroup Buy → Buy maintained Bullish $45.69 -7.9% -0.5% +17.0% +18.1% $70 missed
2025-10-17 Truist Securities Hold → Hold maintained Leans bullish · Hold, target +13% $45.69 -7.9% -0.5% +17.0% +18.1% $52 hit
2025-10-17 Wells Fargo Overweight → Overweight maintained Bullish $45.69 -7.9% -0.5% +17.0% +18.1% $52 hit
2025-10-17 Bank of America Buy → Buy maintained Bullish $45.69 -7.9% -0.5% +17.0% +18.1% $55 hit
2025-10-07 UBS Neutral → Neutral maintained True hold · target +5% $47.50 -1.4% +8.2% +16.8% $50 hit not graded
2025-09-30 Evercore ISI Group In-Line → In-Line maintained Leans bullish · In-Line, target +11% $48.33 -3.1% +2.2% +12.8% $54 hit
2025-09-23 Oppenheimer Outperform → Outperform maintained Bullish $49.35 -3.1% -3.2% +11.2% $66 missed
2025-09-19 Citigroup Buy → Buy maintained Bullish $50.41 -6.6% -8.9% +6.9% $65 missed
2025-09-17 Truist Securities Hold → Hold maintained True hold · target +2% $49.61 -7.9% -8.3% +7.8% $51 hit not graded

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Interactive version with the price chart and target overlay: Scorecard tab on the dashboard. All covered names: index.

How the grading works

Every sell-side rating change from the last 365 days is priced the day it lands and checked again 30, 60 and 90 days later. A call is a hit when the stock moved in the called direction at 30 days. Buy- and Sell-side ratings call their own direction. A Hold is read, not waved through: a downgrade to Hold is graded as a bearish call and an upgrade to Hold as a bullish one, and a maintained Hold whose price target sits 10%+ above the price leans bullish (10%+ below, leans bearish) and is graded that way. A Hold with a target close to the price is a true Hold and is not graded at all. Every call with a price target also gets a target check 90 days later: hit (reached it or within 5%), close (covered at least half the distance) or missed. A firm's accuracy on a single name prints only after 4 scored calls, and a firm gets its own page only after 10 scored calls across every covered name — below that a percentage is noise. "Run before the call" is the stock's move over the 30 calendar days before the rating landed. Data: Yahoo Finance rating history and daily closes, rebuilt each morning. Nothing on this page is advice.

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