TFC analyst scorecard · Truist Financial
40 rating changes on TFC in the last 12 months. 52% of bullish calls were right at 30 days; 27% of bearish ones. Street grade D on 32 scored calls. Consensus target $55, 9% above the last close.
Graded through 2026-09-14 · last close $50.24 (2026-09-14). Rebuilt every morning.
Holds on TFC, read: 7 cut to or raised to Hold (graded as the change, 14.3% right) · 4 Holds whose target leaned 10%+ one way (graded that way, 50.0% right) · 8 true Holds, not graded.
Firm by firm
| Firm | Calls | Scored | Right | Accuracy | Grade | Avg 30d | Avg 90d | Latest | Date | Target |
|---|---|---|---|---|---|---|---|---|---|---|
| Evercore ISI Group | 6 | 5 | 2 | 40.0% | D | -2.5% | -1.2% | Outperform | 2026-07-21 | $56 |
| Morgan Stanley | 7 | 7 | 2 | 28.6% | F | -1.2% | +1.9% | Equal-Weight | 2026-07-06 | $54 |
| JPMorgan | 5 | 2 | 2 | — | — | -1.7% | -4.0% | Underweight | 2026-07-29 | $54 |
| Keefe, Bruyette & Woods | 3 | 1 | 1 | — | — | +0.8% | +1.0% | Market Perform | 2026-07-20 | $55 |
| Argus Research | 1 | 1 | 1 | — | — | +1.1% | +3.7% | Buy | 2026-01-23 | $58 |
| Baird | 4 | 3 | 2 | — | — | -0.4% | -0.5% | Neutral | 2026-07-20 | $56 |
| Raymond James | 2 | 2 | 1 | — | — | +6.1% | -5.4% | Market Perform | 2026-07-01 | $56 |
| Citigroup | 2 | 2 | 1 | — | — | +4.5% | -6.6% | Neutral | 2026-06-30 | $54 |
| RBC Capital | 2 | 2 | 1 | — | — | -2.5% | -5.4% | Outperform | 2026-04-20 | $53 |
| TD Cowen | 2 | 2 | 1 | — | — | +5.0% | -2.1% | Buy | 2026-01-22 | $60 |
| Stephens & Co. | 1 | 1 | 0 | — | — | -2.2% | — | Overweight | 2026-07-21 | $57 |
| Bank of America | 1 | 1 | 0 | — | — | +5.3% | — | Neutral | 2026-07-08 | $56 |
| UBS | 1 | 1 | 0 | — | — | +2.4% | — | Neutral | 2026-07-07 | $55 |
| Jefferies | 1 | 1 | 0 | — | — | +13.9% | +10.7% | Underperform | 2026-03-26 | $35 |
| Piper Sandler | 1 | 0 | 0 | — | — | -0.4% | +1.3% | Neutral | 2026-01-22 | $53 |
| Barclays | 1 | 1 | 0 | — | — | +9.2% | -5.6% | Underweight | 2026-01-05 | $56 |
Dimmed rows have fewer than 4 scored calls on TFC — too few to grade.
Every call, last 12 months
| Date | Firm | Change | Action | Graded as | Price at call | Run before | +30d | +60d | +90d | Target · 90d check | Hit |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-07-29 | JPMorgan | Underweight → Underweight | maintained | Bearish | $52.31 | +3.4% | -3.6% | — | — | $54 | ✓ |
| 2026-07-21 | Stephens & Co. | Overweight → Overweight | maintained | Bullish | $51.38 | +6.3% | -2.2% | — | — | $57 | ✗ |
| 2026-07-21 | Evercore ISI Group | Outperform → Outperform | maintained | Bullish | $51.38 | +6.3% | -2.2% | — | — | $56 | ✗ |
| 2026-07-20 | Keefe, Bruyette & Woods | Market Perform → Market Perform | maintained | True hold · target +7% | $51.00 | +5.5% | -0.1% | — | — | $55 | not graded |
| 2026-07-20 | Baird | Neutral → Neutral | maintained | True hold · target +9% | $51.00 | +5.5% | -0.1% | — | — | $56 | not graded |
| 2026-07-20 | JPMorgan | Neutral → Underweight | downgrade | Bearish | $51.00 | +5.5% | -0.1% | — | — | $53 | ✓ |
| 2026-07-08 | Bank of America | Buy → Neutral | downgrade | Bearish · cut to Neutral | $49.69 | +1.8% | +5.3% | +1.7% | — | $56 | ✗ |
| 2026-07-07 | UBS | Buy → Neutral | downgrade | Bearish · cut to Neutral | $51.36 | +4.4% | +2.4% | -1.6% | — | $55 | ✗ |
| 2026-07-06 | Evercore ISI Group | Outperform → Outperform | maintained | Bullish | $51.42 | +4.5% | +2.8% | +0.5% | — | $57 | ✓ |
| 2026-07-06 | Morgan Stanley | Overweight → Equal-Weight | downgrade | Bearish · cut to Equal-Weight | $51.42 | +4.5% | +2.8% | +0.5% | — | $54 | ✗ |
| 2026-07-01 | Raymond James | Outperform → Market Perform | downgrade | Bearish · cut to Market Perform | $50.89 | +8.6% | +1.9% | -2.6% | — | — | ✗ |
| 2026-06-30 | Citigroup | Buy → Neutral | downgrade | Bearish · cut to Neutral | $49.82 | +3.3% | +4.4% | -0.5% | — | $54 | ✗ |
| 2026-05-01 | Baird | Outperform → Neutral | downgrade | Bearish · cut to Neutral | $50.93 | +9.0% | -8.0% | -2.2% | +2.1% | $55 missed | ✓ |
| 2026-04-23 | Evercore ISI Group | Outperform → Outperform | maintained | Bullish | $51.40 | +13.4% | -5.3% | -5.1% | +0.6% | $58 missed | ✗ |
| 2026-04-20 | Morgan Stanley | Overweight → Overweight | maintained | Bullish | $50.84 | +15.1% | -5.6% | -4.1% | +0.3% | $62 missed | ✗ |
| 2026-04-20 | RBC Capital | Outperform → Outperform | maintained | Bullish | $50.84 | +15.1% | -5.6% | -4.1% | +0.3% | $53 hit | ✗ |
| 2026-04-07 | JPMorgan | Neutral → Neutral | maintained | True hold · target +7% | $47.83 | +2.9% | +4.0% | +2.1% | +7.5% | $52 hit | not graded |
| 2026-03-31 | Morgan Stanley | Overweight → Overweight | maintained | Bullish | $45.97 | -6.8% | +12.0% | +2.0% | +10.0% | $63 missed | ✓ |
| 2026-03-26 | Jefferies | Underperform | initiated | Bearish | $44.97 | -9.4% | +13.9% | +8.2% | +10.7% | $35 missed | ✗ |
| 2026-03-09 | Baird | Neutral → Outperform | upgrade | Bullish | $46.75 | -16.2% | +5.4% | +5.0% | +4.5% | $52 missed | ✓ |
| 2026-02-17 | Morgan Stanley | Equal-Weight → Overweight | upgrade | Bullish | $52.20 | +4.4% | -15.9% | -2.6% | -9.9% | $69 missed | ✗ |
| 2026-02-09 | JPMorgan | Neutral → Neutral | maintained | True hold · target +4% | $54.78 | +8.2% | -16.7% | -9.5% | -12.4% | $57 missed | not graded |
| 2026-02-05 | Evercore ISI Group | Outperform → Outperform | maintained | Bullish | $55.14 | +7.7% | -15.2% | -13.6% | -7.9% | $64 missed | ✗ |
| 2026-01-23 | Argus Research | Buy → Buy | maintained | Bullish | $49.57 | -2.3% | +1.1% | -8.6% | +3.7% | $58 missed | ✓ |
| 2026-01-22 | TD Cowen | Buy → Buy | maintained | Bullish | $50.30 | -0.4% | -0.4% | -10.8% | +1.3% | $60 missed | ✗ |
| 2026-01-22 | Piper Sandler | Neutral → Neutral | maintained | True hold · target +5% | $50.30 | -0.4% | -0.4% | -10.8% | +1.3% | $53 hit | not graded |
| 2026-01-07 | TD Cowen | Buy → Buy | maintained | Bullish | $50.58 | +6.0% | +10.3% | -7.6% | -5.4% | $59 missed | ✓ |
| 2026-01-07 | Raymond James | Outperform → Outperform | maintained | Bullish | $50.58 | +6.0% | +10.3% | -7.6% | -5.4% | $56 missed | ✓ |
| 2026-01-06 | JPMorgan | Neutral → Neutral | maintained | True hold · target +0% | $51.18 | +7.7% | +7.7% | -8.7% | -6.9% | $52 missed | not graded |
| 2026-01-06 | Evercore ISI Group | In-Line → Outperform | upgrade | Bullish | $51.18 | +7.7% | +7.7% | -8.7% | -6.9% | $58 missed | ✓ |
| 2026-01-05 | Barclays | Equal-Weight → Underweight | downgrade | Bearish | $50.48 | +6.2% | +9.2% | -7.9% | -5.6% | $56 missed | ✗ |
| 2025-12-31 | Citigroup | Buy → Buy | maintained | Bullish | $49.21 | +5.7% | +4.5% | +0.7% | -6.6% | $63 missed | ✓ |
| 2025-12-17 | Keefe, Bruyette & Woods | Market Perform → Market Perform | maintained | True hold · target +5% | $50.15 | +14.2% | -0.3% | +4.1% | -11.1% | $53 missed | not graded |
| 2025-12-17 | Morgan Stanley | Equal-Weight → Equal-Weight | maintained | Leans bullish · Equal-Weight, target +11% | $50.15 | +14.2% | -0.3% | +4.1% | -11.1% | $56 missed | ✗ |
| 2025-12-12 | RBC Capital | Outperform → Outperform | maintained | Bullish | $49.89 | +9.3% | +0.5% | +10.4% | -11.1% | $51 missed | ✓ |
| 2025-12-11 | Baird | Outperform → Neutral | downgrade | Bearish · cut to Neutral | $49.70 | +9.7% | +0.9% | +10.2% | -8.2% | $52 missed | ✗ |
| 2025-10-20 | Morgan Stanley | Equal-Weight → Equal-Weight | maintained | Leans bullish · Equal-Weight, target +26% | $43.45 | -5.5% | +2.8% | +15.3% | +13.1% | $55 missed | ✓ |
| 2025-10-20 | Keefe, Bruyette & Woods | Market Perform → Market Perform | maintained | Leans bullish · Market Perform, target +12% | $43.45 | -5.5% | +2.8% | +15.3% | +13.1% | $49 hit | ✓ |
| 2025-09-30 | Evercore ISI Group | In-Line → In-Line | maintained | True hold · target +9% | $45.72 | — | -3.0% | +1.9% | +9.4% | $50 hit | not graded |
| 2025-09-29 | Morgan Stanley | Equal-Weight → Equal-Weight | maintained | Leans bullish · Equal-Weight, target +17% | $45.92 | — | -4.4% | +1.3% | +8.9% | $54 close | ✗ |
Also in Regional Banks
Interactive version with the price chart and target overlay: Scorecard tab on the dashboard. All covered names: index.
How the grading works
Every sell-side rating change from the last 365 days is priced the day it lands and checked again 30, 60 and 90 days later. A call is a hit when the stock moved in the called direction at 30 days. Buy- and Sell-side ratings call their own direction. A Hold is read, not waved through: a downgrade to Hold is graded as a bearish call and an upgrade to Hold as a bullish one, and a maintained Hold whose price target sits 10%+ above the price leans bullish (10%+ below, leans bearish) and is graded that way. A Hold with a target close to the price is a true Hold and is not graded at all. Every call with a price target also gets a target check 90 days later: hit (reached it or within 5%), close (covered at least half the distance) or missed. A firm's accuracy on a single name prints only after 4 scored calls, and a firm gets its own page only after 10 scored calls across every covered name — below that a percentage is noise. "Run before the call" is the stock's move over the 30 calendar days before the rating landed. Data: Yahoo Finance rating history and daily closes, rebuilt each morning. Nothing on this page is advice.
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