Scorecard › UNH
UNH analyst scorecard · UnitedHealth Group
68 rating changes on UNH in the last 12 months. 47% of bullish calls were right at 30 days. Street grade D on 63 scored calls. Consensus target $475, 23% above the last close.
Graded through 2026-09-14 · last close $385.50 (2026-09-14). Rebuilt every morning.
Street grade
D 46.0%
Rating changes, 12 mo
68
Bullish calls right at 30d
46.8% of 62
Bearish calls right at 30d
—
Consensus target
$475 +23.3%
Firms covering
26
Price targets hit (90d)
42.9% of 49
Holds on UNH, read: 1 cut to or raised to Hold (graded as the change) · 0 Holds whose target leaned 10%+ one way (graded that way) · 5 true Holds, not graded.
The chase: the 4 upgrades on UNH landed after an average +9.2% run in the prior 30 days, and the stock averaged +25.3% in the 90 days after.
Firm by firm
| Firm | Calls | Scored | Right | Accuracy | Grade | Avg 30d | Avg 90d | Latest | Date | Target |
|---|---|---|---|---|---|---|---|---|---|---|
| JPMorgan | 5 | 5 | 3 | 60.0% | B | -2.6% | +8.8% | Overweight | 2026-07-21 | $516 |
| Mizuho | 5 | 5 | 3 | 60.0% | B | -1.5% | +7.8% | Outperform | 2026-07-21 | $493 |
| Morgan Stanley | 5 | 5 | 3 | 60.0% | B | -2.2% | +7.9% | Overweight | 2026-07-17 | $529 |
| Truist Securities | 5 | 5 | 3 | 60.0% | B | +2.2% | +18.6% | Buy | 2026-07-17 | $500 |
| Barclays | 6 | 6 | 3 | 50.0% | C | -2.8% | +6.7% | Overweight | 2026-07-20 | $441 |
| Wells Fargo | 4 | 4 | 2 | 50.0% | C | -1.1% | +15.5% | Overweight | 2026-07-13 | $485 |
| Bernstein | 4 | 4 | 2 | 50.0% | C | +3.2% | +4.7% | Outperform | 2026-05-27 | $492 |
| UBS | 4 | 4 | 1 | 25.0% | F | -2.5% | +1.1% | Buy | 2026-07-17 | $490 |
| RBC Capital | 5 | 5 | 1 | 20.0% | F | -2.0% | +9.2% | Outperform | 2026-07-17 | $478 |
| Bank of America | 3 | 2 | 2 | — | — | -1.1% | -2.4% | Buy | 2026-06-24 | $475 |
| Argus Research | 1 | 1 | 1 | — | — | +9.9% | +23.4% | Buy | 2026-04-22 | $400 |
| Raymond James | 1 | 1 | 1 | — | — | +34.6% | +51.7% | Outperform | 2026-04-01 | $330 |
| Leerink Partners | 3 | 3 | 2 | — | — | +5.4% | +24.1% | Outperform | 2026-06-17 | $462 |
| Oppenheimer | 3 | 3 | 1 | — | — | +0.8% | +24.1% | Outperform | 2026-07-17 | $500 |
| Jefferies | 3 | 3 | 1 | — | — | +2.7% | +16.7% | Buy | 2026-04-20 | $373 |
| KeyBanc | 3 | 3 | 0 | — | — | -8.6% | -5.7% | Overweight | 2026-07-17 | $500 |
| TD Cowen | 3 | 0 | 0 | — | — | -2.0% | +3.5% | Hold | 2026-07-14 | $430 |
| Baird | 2 | 2 | 0 | — | — | +1.7% | +23.4% | Neutral | 2026-07-16 | $453 |
| HSBC | 1 | 0 | 0 | — | — | -1.2% | — | Hold | 2026-07-06 | $380 |
| Piper Sandler | 1 | 1 | 0 | — | — | -7.2% | -20.4% | Overweight | 2025-10-29 | $417 |
| Goldman Sachs | 1 | 1 | 0 | — | — | -7.6% | -5.4% | Buy | 2025-10-14 | $406 |
Dimmed rows have fewer than 4 scored calls on UNH — too few to grade.
Every call, last 12 months
| Date | Firm | Change | Action | Graded as | Price at call | Run before | +30d | +60d | +90d | Target · 90d check | Hit |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-07-21 | JPMorgan | Overweight → Overweight | maintained | Bullish | $436.35 | +8.8% | -11.8% | — | — | $516 | ✗ |
| 2026-07-21 | Mizuho | Outperform → Outperform | maintained | Bullish | $436.35 | +8.8% | -11.8% | — | — | $493 | ✗ |
| 2026-07-20 | Barclays | Overweight → Overweight | maintained | Bullish | $421.55 | +5.1% | -7.8% | — | — | $441 | ✗ |
| 2026-07-17 | Morgan Stanley | Overweight → Overweight | maintained | Bullish | $426.09 | +6.7% | -7.2% | — | — | $529 | ✗ |
| 2026-07-17 | KeyBanc | Overweight → Overweight | maintained | Bullish | $426.09 | +6.7% | -7.2% | — | — | $500 | ✗ |
| 2026-07-17 | Oppenheimer | Outperform → Outperform | maintained | Bullish | $426.09 | +6.7% | -7.2% | — | — | $500 | ✗ |
| 2026-07-17 | Truist Securities | Buy → Buy | maintained | Bullish | $426.09 | +6.7% | -7.2% | — | — | $500 | ✗ |
| 2026-07-17 | RBC Capital | Outperform → Outperform | maintained | Bullish | $426.09 | +6.7% | -7.2% | — | — | $478 | ✗ |
| 2026-07-17 | UBS | Buy → Buy | maintained | Bullish | $426.09 | +6.7% | -7.2% | — | — | $490 | ✗ |
| 2026-07-16 | Baird | Underperform → Neutral | upgrade | Bullish · raised to Neutral | $423.38 | +3.9% | -6.6% | -8.9% | — | $453 | ✗ |
| 2026-07-14 | TD Cowen | Hold → Hold | maintained | True hold · target +1% | $425.19 | +4.1% | -6.2% | -9.3% | — | $430 | not graded |
| 2026-07-14 | Truist Securities | Buy → Buy | maintained | Bullish | $425.19 | +4.1% | -6.2% | -9.3% | — | $480 | ✗ |
| 2026-07-14 | KeyBanc | Overweight → Overweight | maintained | Bullish | $425.19 | +4.1% | -6.2% | -9.3% | — | $475 | ✗ |
| 2026-07-13 | Wells Fargo | Overweight → Overweight | maintained | Bullish | $429.09 | +5.0% | -5.5% | -11.7% | — | $485 | ✗ |
| 2026-07-09 | RBC Capital | Outperform → Outperform | maintained | Bullish | $431.68 | +4.5% | -5.3% | -7.1% | — | $463 | ✗ |
| 2026-07-06 | HSBC | Hold → Hold | maintained | True hold · target -9% | $417.99 | +4.6% | -1.2% | -5.0% | — | $380 | not graded |
| 2026-06-30 | Morgan Stanley | Overweight → Overweight | maintained | Bullish | $415.63 | +9.3% | +1.4% | -6.3% | — | $468 | ✓ |
| 2026-06-24 | Bank of America | Buy → Buy | maintained | Bullish | $405.80 | +4.5% | +3.7% | -1.7% | — | $475 | ✓ |
| 2026-06-17 | Leerink Partners | Outperform → Outperform | maintained | Bullish | $399.53 | +2.1% | +6.7% | -1.0% | — | $462 | ✓ |
| 2026-06-08 | Mizuho | Outperform → Outperform | maintained | Bullish | $406.57 | +7.0% | +4.7% | +0.1% | -1.4% | $460 missed | ✓ |
| 2026-06-08 | JPMorgan | Overweight → Overweight | maintained | Bullish | $406.57 | +7.0% | +4.7% | +0.1% | -1.4% | $466 missed | ✓ |
| 2026-06-04 | Morgan Stanley | Overweight → Overweight | maintained | Bullish | $396.47 | +9.0% | +5.4% | +4.8% | +0.8% | $453 missed | ✓ |
| 2026-06-04 | Bank of America | Neutral → Buy | upgrade | Bullish | $396.47 | +9.0% | +5.4% | +4.8% | +0.8% | $450 missed | ✓ |
| 2026-06-01 | Truist Securities | Buy → Buy | maintained | Bullish | $379.86 | +3.0% | +12.3% | +9.1% | +2.5% | $440 missed | ✓ |
| 2026-05-27 | Bernstein | Outperform → Outperform | maintained | Bullish | $384.01 | +8.3% | +11.4% | +8.8% | +3.3% | $492 missed | ✓ |
| 2026-05-26 | Barclays | Overweight → Overweight | maintained | Bullish | $376.86 | +6.2% | +10.3% | +10.8% | +5.8% | $429 missed | ✓ |
| 2026-05-22 | UBS | Buy → Buy | maintained | Bullish | $388.47 | +9.9% | +4.7% | +12.3% | -0.9% | $460 missed | ✓ |
| 2026-05-20 | Mizuho | Outperform → Outperform | maintained | Bullish | $383.30 | +18.5% | +6.1% | +10.0% | +2.8% | $440 missed | ✓ |
| 2026-04-28 | JPMorgan | Overweight → Overweight | maintained | Bullish | $366.77 | +41.6% | +4.3% | +14.5% | +13.9% | $420 hit | ✓ |
| 2026-04-23 | TD Cowen | Hold → Hold | maintained | True hold · target -5% | $354.56 | +30.2% | +6.3% | +14.7% | +21.6% | $337 missed | not graded |
| 2026-04-22 | Morgan Stanley | Overweight → Overweight | maintained | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $395 hit | ✓ |
| 2026-04-22 | Argus Research | Hold → Buy | upgrade | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $400 hit | ✓ |
| 2026-04-22 | Wells Fargo | Overweight → Overweight | maintained | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $397 hit | ✓ |
| 2026-04-22 | RBC Capital | Outperform → Outperform | maintained | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $400 hit | ✓ |
| 2026-04-22 | Leerink Partners | Outperform → Outperform | maintained | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $400 hit | ✓ |
| 2026-04-22 | Oppenheimer | Outperform → Outperform | maintained | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $405 hit | ✓ |
| 2026-04-22 | Baird | Underperform → Underperform | maintained | Bearish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $287 missed | ✗ |
| 2026-04-22 | Barclays | Overweight → Overweight | maintained | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $373 hit | ✓ |
| 2026-04-22 | Truist Securities | Buy → Buy | reiterated | Bullish | $353.52 | +31.2% | +9.9% | +15.0% | +23.4% | $395 hit | ✓ |
| 2026-04-20 | Jefferies | Buy → Buy | maintained | Bullish | $323.48 | +17.4% | +18.5% | +25.7% | +30.3% | $373 hit | ✓ |
| 2026-04-07 | Bernstein | Outperform → Outperform | maintained | Bullish | $307.73 | +7.4% | +20.1% | +32.1% | +35.8% | $411 hit | ✓ |
| 2026-04-01 | Raymond James | Market Perform → Outperform | upgrade | Bullish | $273.98 | -7.1% | +34.6% | +38.6% | +51.7% | $330 hit | ✓ |
| 2026-02-05 | Mizuho | Outperform → Outperform | maintained | Bullish | $268.55 | -23.0% | +6.2% | +4.8% | +36.8% | $350 hit | ✓ |
| 2026-02-02 | Truist Securities | Buy → Buy | maintained | Bullish | $285.59 | -15.1% | +2.2% | -1.5% | +29.8% | $370 hit | ✓ |
| 2026-02-02 | JPMorgan | Overweight → Overweight | maintained | Bullish | $285.59 | -15.1% | +2.2% | -1.5% | +29.8% | $389 hit | ✓ |
| 2026-01-30 | Barclays | Overweight → Overweight | maintained | Bullish | $286.93 | -13.1% | +2.8% | -5.7% | +29.1% | $327 hit | ✓ |
| 2026-01-30 | Wells Fargo | Overweight → Overweight | maintained | Bullish | $286.93 | -13.1% | +2.8% | -5.7% | +29.1% | $370 hit | ✓ |
| 2026-01-28 | Jefferies | Buy → Buy | maintained | Bullish | $294.02 | -10.6% | -0.3% | -11.0% | +24.7% | $340 hit | ✗ |
| 2026-01-28 | Leerink Partners | Outperform → Outperform | maintained | Bullish | $294.02 | -10.6% | -0.3% | -11.0% | +24.7% | $345 hit | ✗ |
| 2026-01-28 | RBC Capital | Outperform → Outperform | maintained | Bullish | $294.02 | -10.6% | -0.3% | -11.0% | +24.7% | $361 hit | ✗ |
| 2026-01-28 | Oppenheimer | Outperform → Outperform | maintained | Bullish | $294.02 | -10.6% | -0.3% | -11.0% | +24.7% | $385 hit | ✗ |
| 2026-01-28 | UBS | Buy → Buy | maintained | Bullish | $294.02 | -10.6% | -0.3% | -11.0% | +24.7% | $410 close | ✗ |
| 2026-01-23 | Morgan Stanley | Overweight → Overweight | maintained | Bullish | $356.26 | +8.8% | -20.8% | -23.6% | -0.5% | $409 missed | ✗ |
| 2026-01-05 | Barclays | Overweight → Overweight | maintained | Bullish | $342.02 | +3.4% | -19.3% | -16.2% | -17.7% | $391 missed | ✗ |
| 2025-10-30 | TD Cowen | Hold → Hold | maintained | True hold · target -2% | $344.75 | -0.2% | -6.2% | -4.6% | -14.7% | $338 missed | not graded |
| 2025-10-30 | Bernstein | Outperform → Outperform | maintained | Bullish | $344.75 | -0.2% | -6.2% | -4.6% | -14.7% | $440 missed | ✗ |
| 2025-10-29 | UBS | Buy → Buy | maintained | Bullish | $355.26 | +2.9% | -7.2% | -7.4% | -20.4% | $430 missed | ✗ |
| 2025-10-29 | RBC Capital | Outperform → Outperform | maintained | Bullish | $355.26 | +2.9% | -7.2% | -7.4% | -20.4% | $408 missed | ✗ |
| 2025-10-29 | Piper Sandler | Overweight → Overweight | maintained | Bullish | $355.26 | +2.9% | -7.2% | -7.4% | -20.4% | $417 missed | ✗ |
| 2025-10-17 | Jefferies | Buy → Buy | maintained | Bullish | $356.60 | +4.4% | -10.1% | -6.3% | -5.0% | $409 missed | ✗ |
| 2025-10-14 | Goldman Sachs | Buy | initiated | Bullish | $359.93 | — | -7.6% | -5.2% | -5.4% | $406 missed | ✗ |
| 2025-10-09 | JPMorgan | Overweight → Overweight | maintained | Bullish | $367.69 | — | -12.5% | -12.0% | -7.1% | $425 missed | ✗ |
| 2025-10-09 | Mizuho | Outperform → Outperform | maintained | Bullish | $367.69 | — | -12.5% | -12.0% | -7.1% | $430 missed | ✗ |
| 2025-10-09 | Barclays | Overweight → Overweight | maintained | Bullish | $367.69 | — | -12.5% | -12.0% | -7.1% | $386 missed | ✗ |
| 2025-10-08 | Bank of America | Neutral → Neutral | maintained | True hold · target +5% | $369.92 | — | -12.4% | -12.5% | -5.7% | $390 missed | not graded |
| 2025-10-08 | Bernstein | Outperform → Outperform | maintained | Bullish | $369.92 | — | -12.4% | -12.5% | -5.7% | $433 missed | ✗ |
| 2025-10-08 | KeyBanc | Overweight → Overweight | maintained | Bullish | $369.92 | — | -12.4% | -12.5% | -5.7% | $400 missed | ✗ |
| 2025-10-07 | Wells Fargo | Overweight → Overweight | maintained | Bullish | $363.66 | — | -11.6% | -11.0% | -6.0% | $400 missed | ✗ |
Interactive version with the price chart and target overlay: Scorecard tab on the dashboard. All covered names: index.
How the grading works
Every sell-side rating change from the last 365 days is priced the day it lands and checked again 30, 60 and 90 days later. A call is a hit when the stock moved in the called direction at 30 days. Buy- and Sell-side ratings call their own direction. A Hold is read, not waved through: a downgrade to Hold is graded as a bearish call and an upgrade to Hold as a bullish one, and a maintained Hold whose price target sits 10%+ above the price leans bullish (10%+ below, leans bearish) and is graded that way. A Hold with a target close to the price is a true Hold and is not graded at all. Every call with a price target also gets a target check 90 days later: hit (reached it or within 5%), close (covered at least half the distance) or missed. A firm's accuracy on a single name prints only after 4 scored calls, and a firm gets its own page only after 10 scored calls across every covered name — below that a percentage is noise. "Run before the call" is the stock's move over the 30 calendar days before the rating landed. Data: Yahoo Finance rating history and daily closes, rebuilt each morning. Nothing on this page is advice.
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