Scorecard › UNH
UNH analyst scorecard · UnitedHealth Group
70 rating actions on UNH in the last 12 months. Of 123 price targets that resolved, 35 were reached while they stood, 86 were replaced by the same firm first, and 2 fell short at their deadline. Ratings: 87% Buy-type, 11% Hold-type, 1% Sell-type. Consensus target $477, 17% above the last close.
Checked through 2026-10-29 · last close $406.90 (2026-10-29). Rebuilt every morning.
Targets reached while they stood
28.5% 35 of 123
Replaced before the deadline
69.9%
Short at the deadline
1.6%
Ratings vs XLV
3 of 19
Buy / Hold / Sell, 12 mo
87 / 11 / 1%
Consensus target
$477 +17.1%
What the Holds say: 8 Hold-type ratings on UNH in the last 12 months carried a median target -0% from the price on the day; 50% sat below it.
The 4 upgrades on UNH came after an average +9.2% move in the 30 days before them.
Firm by firm
| Firm | Latest rating | Date | Latest target | Targets reached | Replaced early | Resolved | Ratings vs sector |
|---|---|---|---|---|---|---|---|
| Mizuho | Outperform | 2026-10-22 | $500 | 2 | 7 | 9 | 0 of 1 |
| JPMorgan | Overweight | 2026-10-16 | $524 | 1 | 8 | 9 | 0 of 1 |
| Morgan Stanley | Overweight | 2026-10-27 | $531 | 2 | 8 | 10 | 0 of 1 |
| Barclays | Overweight | 2026-10-14 | $440 | 4 | 8 | 12 | 0 of 1 |
| Truist Securities | Buy | 2026-07-17 | $500 | 2 | 7 | 9 | 0 of 1 |
| UBS | Buy | 2026-07-17 | $490 | 0 | 4 | 4 | 1 of 1 |
| RBC Capital | Outperform | 2026-10-20 | $498 | 2 | 6 | 8 | 0 of 1 |
| Bank of America | Buy | 2026-06-24 | $475 | 3 | 4 | 7 | — |
| Argus Research | Buy | 2026-04-22 | $400 | 1 | 0 | 1 | — |
| Raymond James | Outperform | 2026-04-01 | $330 | 1 | 1 | 2 | — |
| Wells Fargo | Overweight | 2026-10-27 | $487 | 2 | 7 | 9 | 0 of 1 |
| Bernstein | Outperform | 2026-10-16 | $500 | 0 | 5 | 5 | 1 of 1 |
| Leerink Partners | Outperform | 2026-06-17 | $462 | 2 | 0 | 2 | — |
| Jefferies | Buy | 2026-04-20 | $373 | 1 | 2 | 3 | 0 of 1 |
| Oppenheimer | Outperform | 2026-07-17 | $500 | 2 | 4 | 6 | 0 of 1 |
| TD Cowen | Hold | 2026-10-15 | $402 | 1 | 0 | 1 | — |
| Baird | Neutral | 2026-10-14 | $427 | 0 | 5 | 5 | — |
| Piper Sandler | Overweight | 2026-10-14 | $504 | 2 | 3 | 5 | 0 of 1 |
| KeyBanc | Overweight | 2026-07-17 | $500 | 2 | 5 | 7 | 0 of 1 |
| HSBC | Hold | 2026-07-06 | $380 | 2 | 1 | 3 | 0 of 1 |
Counts for one firm on one stock are small and move together; they are a record, not a grade. Neither the firms nor UNH carry a letter here. Why →
Every call, last 12 months
| Date | Firm | Rating | Action | Price at call | Target | Target status | Move in the 30 days before |
|---|---|---|---|---|---|---|---|
| 2026-10-27 | Wells Fargo | Overweight | maintained | $410.39 | $487 | running to 2027-10-27 | +9.0% |
| 2026-10-27 | Morgan Stanley | Overweight | maintained | $410.39 | $531 | running to 2028-04-27 | +9.0% |
| 2026-10-22 | Mizuho | Outperform | maintained | $424.98 | $500 | running to 2027-10-22 | +13.9% |
| 2026-10-20 | RBC Capital | Outperform | maintained | $419.26 | $498 | running to 2027-10-20 | +11.2% |
| 2026-10-16 | Bernstein | Outperform | maintained | $401.43 | $500 | running to 2027-10-16 | +7.0% |
| 2026-10-16 | JPMorgan | Overweight | maintained | $401.43 | $524 | running to 2027-10-16 | +7.0% |
| 2026-10-15 | TD Cowen | Hold | reiterated | $406.67 | $402 | within 5% of price when set | +8.2% |
| 2026-10-14 | Piper Sandler | Overweight | maintained | $395.62 | $504 | running to 2027-10-14 | +3.1% |
| 2026-10-14 | Barclays | Overweight | maintained | $395.62 | $440 | running to 2027-10-14 | +3.1% |
| 2026-10-14 | Baird | Neutral | maintained | $395.62 | $427 | running to 2027-10-14 | +3.1% |
| 2026-10-09 | TD Cowen | Hold | maintained | $379.30 | $402 | reached 2026-10-15 | -3.5% |
| 2026-07-21 | JPMorgan | Overweight | maintained | $436.35 | $516 | replaced 2026-10-16, new $524 | +8.8% |
| 2026-07-21 | Mizuho | Outperform | maintained | $436.35 | $493 | replaced 2026-10-22, new $500 | +8.8% |
| 2026-07-20 | Barclays | Overweight | maintained | $421.55 | $441 | within 5% of price when set | +5.1% |
| 2026-07-17 | Morgan Stanley | Overweight | maintained | $426.09 | $529 | replaced 2026-10-27, new $531 | +6.7% |
| 2026-07-17 | KeyBanc | Overweight | maintained | $426.09 | $500 | running to 2027-07-17 | +6.7% |
| 2026-07-17 | Oppenheimer | Outperform | maintained | $426.09 | $500 | running to 2027-07-17 | +6.7% |
| 2026-07-17 | Truist Securities | Buy | maintained | $426.09 | $500 | running to 2027-07-17 | +6.7% |
| 2026-07-17 | RBC Capital | Outperform | maintained | $426.09 | $478 | replaced 2026-10-20, new $498 | +6.7% |
| 2026-07-17 | UBS | Buy | maintained | $426.09 | $490 | running to 2027-07-17 | +6.7% |
| 2026-07-16 | Baird | Underperform → Neutral | upgrade | $423.38 | $453 | replaced 2026-10-14, new $427 | +3.9% |
| 2026-07-14 | TD Cowen | Hold | maintained | $425.19 | $430 | within 5% of price when set | +4.1% |
| 2026-07-14 | Truist Securities | Buy | maintained | $425.19 | $480 | replaced 2026-07-17, new $500 | +4.1% |
| 2026-07-14 | KeyBanc | Overweight | maintained | $425.19 | $475 | replaced 2026-07-17, new $500 | +4.1% |
| 2026-07-13 | Wells Fargo | Overweight | maintained | $429.09 | $485 | replaced 2026-10-27, new $487 | +5.0% |
| 2026-07-09 | RBC Capital | Outperform | maintained | $431.68 | $463 | replaced 2026-07-17, new $478 | +4.5% |
| 2026-07-06 | HSBC | Hold | maintained | $417.99 | $380 | reached 2026-09-11 | +4.6% |
| 2026-06-30 | Morgan Stanley | Overweight | maintained | $415.63 | $468 | replaced 2026-07-17, new $529 | +9.3% |
| 2026-06-24 | Bank of America | Buy | maintained | $405.80 | $475 | running to 2027-06-24 | +4.5% |
| 2026-06-17 | Leerink Partners | Outperform | maintained | $399.53 | $462 | running to 2027-06-17 | +2.1% |
| 2026-06-08 | Mizuho | Outperform | maintained | $406.57 | $460 | replaced 2026-07-21, new $493 | +7.0% |
| 2026-06-08 | JPMorgan | Overweight | maintained | $406.57 | $466 | replaced 2026-07-21, new $516 | +7.0% |
| 2026-06-04 | Morgan Stanley | Overweight | maintained | $396.47 | $453 | replaced 2026-06-30, new $468 | +9.0% |
| 2026-06-04 | Bank of America | Neutral → Buy | upgrade | $396.47 | $450 | replaced 2026-06-24, new $475 | +9.0% |
| 2026-06-01 | Truist Securities | Buy | maintained | $379.86 | $440 | replaced 2026-07-14, new $480 | +3.0% |
| 2026-05-27 | Bernstein | Outperform | maintained | $384.01 | $492 | replaced 2026-10-16, new $500 | +8.3% |
| 2026-05-26 | Barclays | Overweight | maintained | $376.86 | $429 | reached 2026-07-09 | +6.2% |
| 2026-05-22 | UBS | Buy | maintained | $388.47 | $460 | replaced 2026-07-17, new $490 | +9.9% |
| 2026-05-20 | Mizuho | Outperform | maintained | $383.30 | $440 | replaced 2026-06-08, new $460 | +18.5% |
| 2026-04-28 | JPMorgan | Overweight | maintained | $366.77 | $420 | replaced 2026-06-08, new $466 | +41.6% |
| 2026-04-23 | TD Cowen | Hold | maintained | $354.56 | $337 | within 5% of price when set | +30.2% |
| 2026-04-22 | Morgan Stanley | Overweight | maintained | $353.52 | $395 | reached 2026-05-12 | +31.2% |
| 2026-04-22 | Argus Research | Hold → Buy | upgrade | $353.52 | $400 | reached 2026-05-13 | +31.2% |
| 2026-04-22 | Wells Fargo | Overweight | maintained | $353.52 | $397 | reached 2026-05-13 | +31.2% |
| 2026-04-22 | RBC Capital | Outperform | maintained | $353.52 | $400 | reached 2026-05-13 | +31.2% |
| 2026-04-22 | Leerink Partners | Outperform | maintained | $353.52 | $400 | reached 2026-05-13 | +31.2% |
| 2026-04-22 | Oppenheimer | Outperform | maintained | $353.52 | $405 | reached 2026-06-08 | +31.2% |
| 2026-04-22 | Baird | Underperform | maintained | $353.52 | $287 | replaced 2026-07-16, new $453 | +31.2% |
| 2026-04-22 | Barclays | Overweight | maintained | $353.52 | $373 | reached 2026-05-08 | +31.2% |
| 2026-04-22 | Truist Securities | Buy | reiterated | $353.52 | $395 | reached 2026-05-12 | +31.2% |
| 2026-04-20 | Jefferies | Buy | maintained | $323.48 | $373 | reached 2026-05-08 | +17.4% |
| 2026-04-07 | Bernstein | Outperform | maintained | $307.73 | $411 | replaced 2026-05-27, new $492 | +7.4% |
| 2026-04-01 | Raymond James | Market Perform → Outperform | upgrade | $273.98 | $330 | reached 2026-04-21 | -7.1% |
| 2026-02-05 | Mizuho | Outperform | maintained | $268.55 | $350 | reached 2026-04-22 | -23.0% |
| 2026-02-02 | Truist Securities | Buy | maintained | $285.59 | $370 | replaced 2026-04-22, new $395 | -15.1% |
| 2026-02-02 | JPMorgan | Overweight | maintained | $285.59 | $389 | replaced 2026-04-28, new $420 | -15.1% |
| 2026-01-30 | Barclays | Overweight | maintained | $286.93 | $327 | reached 2026-04-21 | -13.1% |
| 2026-01-30 | Wells Fargo | Overweight | maintained | $286.93 | $370 | replaced 2026-04-22, new $397 | -13.1% |
| 2026-01-28 | Jefferies | Buy | maintained | $294.02 | $340 | replaced 2026-04-20, new $373 | -10.6% |
| 2026-01-28 | Leerink Partners | Outperform | maintained | $294.02 | $345 | reached 2026-04-21 | -10.6% |
| 2026-01-28 | RBC Capital | Outperform | maintained | $294.02 | $361 | replaced 2026-04-22, new $400 | -10.6% |
| 2026-01-28 | Oppenheimer | Outperform | maintained | $294.02 | $385 | replaced 2026-04-22, new $405 | -10.6% |
| 2026-01-28 | UBS | Buy | maintained | $294.02 | $410 | replaced 2026-05-22, new $460 | -10.6% |
| 2026-01-23 | Morgan Stanley | Overweight | maintained | $356.26 | $409 | replaced 2026-04-22, new $395 | +8.8% |
| 2026-01-05 | Barclays | Overweight | maintained | $342.02 | $391 | replaced 2026-01-30, new $327 | +3.4% |
| 2025-10-30 | TD Cowen | Hold | maintained | $344.75 | $338 | within 5% of price when set | — |
| 2025-10-30 | Bernstein | Outperform | maintained | $344.75 | $440 | replaced 2026-04-07, new $411 | — |
| 2025-10-29 | UBS | Buy | maintained | $355.26 | $430 | replaced 2026-01-28, new $410 | — |
| 2025-10-29 | RBC Capital | Outperform | maintained | $355.26 | $408 | replaced 2026-01-28, new $361 | — |
| 2025-10-29 | Piper Sandler | Overweight | maintained | $355.26 | $417 | reached 2026-06-26 | — |
Interactive version with the price chart and target overlay: Scorecard tab on the dashboard. All covered names: index.
How calls are checked
Every call is checked on the firm's own terms. A price target is followed until its own deadline (12 months unless the firm publishes a different horizon) and ends as reached (the stock closed at or beyond it while it stood), replaced (the same firm set a new target first) or short at deadline. A rating is compared with the stock's sector SPDR ETF on total return over the rating's life, because most big-firm ratings are relative: Overweight means "beat its peers", not "go up". Hold-type ratings are tracked, not graded. A firm is numbered only with 30+ resolved targets, and a letter prints only for a firm's whole record where an exact test separates it from a coin flip. None of this is a verdict on anyone's skill, and one day is never a grade. The full method →
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