MA analyst scorecard · Mastercard
50 rating actions on MA in the last 12 months. Of 88 price targets that resolved, 14 were reached while they stood, 68 were replaced by the same firm first, and 6 fell short at their deadline. Ratings: 96% Buy-type, 4% Hold-type, 0% Sell-type. Consensus target $676, 6% above the last close.
Checked through 2026-10-29 · last close $636.49 (2026-10-29). Rebuilt every morning.
What the Holds say: 2 Hold-type ratings on MA in the last 12 months carried a median target +12% from the price on the day; 0% sat below it.
The 3 upgrades on MA came after an average -4.0% move in the 30 days before them.
Firm by firm
| Firm | Latest rating | Date | Latest target | Targets reached | Replaced early | Resolved | Ratings vs sector |
|---|---|---|---|---|---|---|---|
| UBS | Buy | 2026-07-31 | $670 | 0 | 9 | 9 | 0 of 1 |
| Truist Securities | Buy | 2026-10-23 | $674 | 1 | 6 | 7 | 0 of 1 |
| Macquarie | Outperform | 2026-07-31 | $670 | 1 | 5 | 6 | 0 of 1 |
| RBC Capital | Outperform | 2026-08-31 | $696 | 0 | 8 | 8 | — |
| Baird | Outperform | 2026-10-09 | $710 | 0 | 2 | 2 | 0 of 1 |
| Barclays | Overweight | 2026-07-31 | $660 | 0 | 1 | 2 | 0 of 1 |
| Loop Capital | Buy | 2026-06-03 | $631 | 2 | 0 | 2 | — |
| KeyBanc | Overweight | 2026-07-31 | $680 | 0 | 4 | 4 | 0 of 1 |
| Keefe, Bruyette & Woods | Outperform | 2026-07-31 | $685 | 0 | 1 | 2 | 0 of 1 |
| Piper Sandler | Overweight | 2026-06-30 | $597 | 1 | 3 | 5 | 0 of 1 |
| Evercore ISI Group | In-Line | 2026-04-01 | $550 | 2 | 0 | 2 | — |
| HSBC | Buy | 2025-12-08 | $633 | 1 | 0 | 1 | — |
| TD Cowen | Buy | 2026-07-31 | $667 | 1 | 3 | 4 | 0 of 1 |
| Cantor Fitzgerald | Overweight | 2026-08-03 | $695 | 0 | 1 | 1 | — |
| Morgan Stanley | Overweight | 2026-07-31 | $681 | 0 | 6 | 6 | 0 of 1 |
| Tigress Financial | Strong Buy | 2026-03-13 | $735 | 0 | 2 | 2 | 0 of 1 |
| Freedom Broker | Buy | 2026-02-13 | $675 | 0 | 1 | 1 | — |
| Wells Fargo | Overweight | 2026-01-30 | $668 | 0 | 4 | 4 | 0 of 1 |
| Wolfe Research | Outperform | 2026-08-25 | $740 | — | — | 0 | — |
| Susquehanna | Positive | 2026-05-01 | $665 | 0 | 1 | 2 | 0 of 1 |
| BMO Capital | Outperform | 2026-04-22 | $605 | 2 | 0 | 2 | 0 of 1 |
| Citigroup | Buy | 2026-04-14 | $675 | 0 | 5 | 5 | 0 of 1 |
| JPMorgan | Overweight | 2026-01-30 | $655 | 0 | 2 | 2 | 0 of 1 |
| Raymond James | Outperform | 2026-01-30 | $631 | 1 | 1 | 2 | 0 of 1 |
| Compass Point | Buy | 2026-01-13 | $735 | — | — | 0 | — |
Counts for one firm on one stock are small and move together; they are a record, not a grade. Neither the firms nor MA carry a letter here. Why →
Every call, last 12 months
| Date | Firm | Rating | Action | Price at call | Target | Target status | Move in the 30 days before |
|---|---|---|---|---|---|---|---|
| 2026-10-23 | Truist Securities | Buy | maintained | $623.60 | $674 | running to 2027-10-23 | +11.4% |
| 2026-10-09 | Baird | Outperform | maintained | $589.14 | $710 | running to 2027-10-09 | +3.8% |
| 2026-08-31 | RBC Capital | Outperform | maintained | $589.31 | $696 | running to 2027-08-31 | +2.8% |
| 2026-08-25 | Wolfe Research | Outperform | maintained | $599.37 | $740 | running to 2027-08-25 | +11.1% |
| 2026-08-05 | Truist Securities | Buy | maintained | $570.48 | $633 | reached 2026-10-22 | +7.0% |
| 2026-08-03 | Cantor Fitzgerald | Overweight | maintained | $570.97 | $695 | running to 2027-08-03 | +5.8% |
| 2026-07-31 | UBS | Buy | maintained | $573.10 | $670 | running to 2027-07-31 | +9.7% |
| 2026-07-31 | Macquarie | Outperform | maintained | $573.10 | $670 | running to 2027-07-31 | +9.7% |
| 2026-07-31 | RBC Capital | Outperform | maintained | $573.10 | $642 | replaced 2026-08-31, new $696 | +9.7% |
| 2026-07-31 | Morgan Stanley | Overweight | maintained | $573.10 | $681 | running to 2028-01-31 | +9.7% |
| 2026-07-31 | TD Cowen | Buy | maintained | $573.10 | $667 | running to 2027-07-31 | +9.7% |
| 2026-07-31 | Barclays | Overweight | maintained | $573.10 | $660 | running to 2027-07-31 | +9.7% |
| 2026-07-31 | KeyBanc | Overweight | maintained | $573.10 | $680 | running to 2027-07-31 | +9.7% |
| 2026-07-31 | Keefe, Bruyette & Woods | Outperform | maintained | $573.10 | $685 | running to 2027-07-31 | +9.7% |
| 2026-07-24 | Truist Securities | Buy | maintained | $539.66 | $554 | within 5% of price when set | +9.2% |
| 2026-07-08 | Barclays | Overweight | initiated | $519.86 | $640 | replaced 2026-07-31, new $660 | +7.0% |
| 2026-07-07 | TD Cowen | Buy | maintained | $531.62 | $664 | replaced 2026-07-31, new $667 | +8.3% |
| 2026-07-07 | Baird | Outperform | maintained | $531.62 | $680 | replaced 2026-10-09, new $710 | +8.3% |
| 2026-06-30 | Piper Sandler | Overweight | initiated | $513.60 | $597 | reached 2026-08-24 | +4.0% |
| 2026-06-03 | Loop Capital | Buy | maintained | $471.55 | $631 | reached 2026-10-22 | -6.6% |
| 2026-05-12 | Truist Securities | Buy | maintained | $499.81 | $561 | replaced 2026-07-24, new $554 | +0.2% |
| 2026-05-01 | Macquarie | Outperform | maintained | $495.46 | $665 | replaced 2026-07-31, new $670 | +0.8% |
| 2026-05-01 | UBS | Buy | maintained | $495.46 | $640 | replaced 2026-07-31, new $670 | +0.8% |
| 2026-05-01 | RBC Capital | Outperform | maintained | $495.46 | $629 | replaced 2026-07-31, new $642 | +0.8% |
| 2026-05-01 | Susquehanna | Positive | maintained | $495.46 | $665 | running to 2027-05-01 | +0.8% |
| 2026-04-24 | Truist Securities | Buy | maintained | $504.17 | $590 | replaced 2026-05-12, new $561 | +0.3% |
| 2026-04-22 | BMO Capital | Outperform | initiated | $510.16 | $605 | reached 2026-10-15 | +1.9% |
| 2026-04-14 | Citigroup | Buy | maintained | $513.16 | $675 | running to 2027-04-14 | +3.0% |
| 2026-04-01 | Evercore ISI Group | In-Line | maintained | $491.65 | $550 | reached 2026-07-16 | -5.6% |
| 2026-03-31 | Loop Capital | Buy | initiated | $499.66 | $631 | reached 2026-10-22 | -3.4% |
| 2026-03-31 | UBS | Buy | maintained | $499.66 | $650 | replaced 2026-05-01, new $640 | -3.4% |
| 2026-03-13 | Tigress Financial | Strong Buy | maintained | $497.99 | $735 | running to 2027-03-13 | -7.3% |
| 2026-02-13 | Freedom Broker | Hold → Buy | upgrade | $518.36 | $675 | running to 2027-02-13 | -5.2% |
| 2026-01-30 | JPMorgan | Overweight | maintained | $538.79 | $655 | running to 2027-01-30 | -5.6% |
| 2026-01-30 | TD Cowen | Buy | maintained | $538.79 | $671 | replaced 2026-07-07, new $664 | -5.6% |
| 2026-01-30 | Macquarie | Outperform | maintained | $538.79 | $675 | replaced 2026-05-01, new $665 | -5.6% |
| 2026-01-30 | Morgan Stanley | Overweight | maintained | $538.79 | $678 | replaced 2026-07-31, new $681 | -5.6% |
| 2026-01-30 | RBC Capital | Outperform | reiterated | $538.79 | $656 | replaced 2026-05-01, new $629 | -5.6% |
| 2026-01-30 | Wells Fargo | Overweight | maintained | $538.79 | $668 | running to 2027-01-30 | -5.6% |
| 2026-01-30 | Raymond James | Outperform | maintained | $538.79 | $631 | reached 2026-10-22 | -5.6% |
| 2026-01-27 | Cantor Fitzgerald | Overweight | initiated | $520.41 | $650 | replaced 2026-08-03, new $695 | -10.2% |
| 2026-01-13 | Compass Point | Neutral → Buy | upgrade | $544.99 | $735 | running to 2027-01-13 | -4.7% |
| 2025-12-24 | Freedom Broker | Hold | maintained | $579.45 | $655 | replaced 2026-02-13, new $675 | +7.7% |
| 2025-12-08 | HSBC | Hold → Buy | upgrade | $540.44 | $633 | reached 2026-10-22 | -2.1% |
| 2025-11-06 | Tigress Financial | Strong Buy | maintained | $553.28 | $730 | replaced 2026-03-13, new $735 | — |
| 2025-11-04 | Truist Securities | Buy | maintained | $552.75 | $630 | replaced 2026-04-24, new $590 | — |
| 2025-10-31 | Wells Fargo | Overweight | maintained | $551.99 | $660 | replaced 2026-01-30, new $668 | — |
| 2025-10-31 | Macquarie | Outperform | maintained | $551.99 | $660 | replaced 2026-01-30, new $675 | — |
| 2025-10-31 | RBC Capital | Buy | maintained | $551.99 | $654 | replaced 2026-01-30, new $656 | — |
| 2025-10-31 | UBS | Buy | maintained | $551.99 | $700 | replaced 2026-03-31, new $650 | — |
Interactive version with the price chart and target overlay: Scorecard tab on the dashboard. All covered names: index.
How calls are checked
Every call is checked on the firm's own terms. A price target is followed until its own deadline (12 months unless the firm publishes a different horizon) and ends as reached (the stock closed at or beyond it while it stood), replaced (the same firm set a new target first) or short at deadline. A rating is compared with the stock's sector SPDR ETF on total return over the rating's life, because most big-firm ratings are relative: Overweight means "beat its peers", not "go up". Hold-type ratings are tracked, not graded. A firm is numbered only with 30+ resolved targets, and a letter prints only for a firm's whole record where an exact test separates it from a coin flip. None of this is a verdict on anyone's skill, and one day is never a grade. The full method →
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